Learn about the Down Payment Team

THE BEST TEAM TO HELP YOU GET A DOWN PAYMENT!

We’re dedicated to empowering our clients with the knowledge they need to make informed decisions. Our comprehensive resources, webinars, and blog posts cover a wide range of topics, keeping you well-informed and confident throughout the process.

We Know The Industry

38 Years Of Experience In Mortgage Lending & Down Payment Assistance

“Owning a home is a keystone of wealth, both financial affluence and emotional security.”

Suze Orman

understanding the market

Our team consists of experienced professionals who are well-versed in the intricacies of down payment assistance programs. We stay updated on the latest industry trends and requirements, ensuring you receive the most accurate and relevant guidance.

Personalized Approach

We understand that every homebuyer’s journey is unique. That’s why we take the time to understand your specific needs and financial situation, providing customized solutions to maximize your chances of securing down payment assistance.

Proven Track Record

Our history of successfully helping clients secure down payment assistance speaks for itself. We take great pride in our success stories, and we’re committed to helping you achieve your homeownership goals.

Get To Know Us

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Meet The Down Payment Team:

Brian McDougle

Branch Manager

Nick Lawson

Loan Officer

Anthony Walters

Loan Officer

FAQ

We Are Here To Help You With Any Questions You May Have

A home down payment assistance program provides financial support to eligible homebuyers who may struggle to afford the initial down payment required when purchasing a home. These programs are often sponsored by government agencies, non-profit organizations, or financial institutions and can provide grants, low-interest loans, or other types of assistance to reduce the upfront costs of homeownership.

Eligibility criteria for down payment assistance programs vary depending on the specific program. Generally, eligibility is based on factors such as income level, credit score, and the location of the property being purchased. Some programs may also have additional requirements, such as being a first-time homebuyer or completing a homebuyer education course.

The amount of down payment assistance you can receive depends on the specific program and your individual circumstances. Some programs provide a fixed amount, while others may offer a percentage of the home’s purchase price. Keep in mind that there may be limits on the total amount of assistance you can receive, and some programs may require you to contribute a portion of the down payment from your own funds.

Whether or not you have to repay the down payment assistance depends on the type of assistance you receive. Grants typically do not need to be repaid, while low-interest loans or forgivable loans may require repayment under certain conditions, such as selling the home before a specified period. Be sure to review the terms and conditions of your specific program to understand your repayment obligations.

Down payment assistance programs can often be used in conjunction with various types of mortgage loans, including Conventional, FHA, VA, and USDA loans. However, some programs may have specific requirements or restrictions on the type of loan you can use, so it’s essential to review the program guidelines and consult with your mortgage lender to determine your options.

Most down payment assistance programs are designed to help homebuyers purchase a primary residence, such as a single-family home, townhouse, or condominium. Some programs may also have restrictions on the location, price, or condition of the property. Be sure to review the specific program guidelines to determine the types of properties that are eligible for assistance.

you are in good hands

LET US HELP YOU SECURE YOUR DOWN PAYMENT!